Carole Walker is executive director of the Rocky Mountain Insurance Information Association, Speaking at NFPA's Backyards and Beyond conference, she said homeowners need to protect their property and finances because the unthinkable can happen. "When you lose your home, I can tell you that the first thing you think about is your insurance. But then it's too late. This is our opportunity to tell people, before it happens again, at least on an annual basis, to review your coverages, make sure you have enough insurance to rebuild or repair your home in today's dollars." Read more about the insurer's perspective on wildland fires.